ATM Access

Surcharges and Transaction Fees

Surcharges are sent by the owner of the ATM and are normally taken as part of the withdrawal from your account. This fee is waived for the first 6 transactions each month.

Surcharge Free ATM Locations

Use your Check Card or ATM card for withdrawals from your savings or checking account with the credit union. Your first 6 transactions a month are surcharge free at any Allpoint or M&T Bank ATM. Please keep in mind that there may be transaction fees and/or surcharge fees that apply. Check out Allpoint’s online ATM locator or download the free smart phone applications to find ATMs on the go!

ATM Cards

Use your ATM card for withdrawals from your savings or checking account with the credit union. You may use your card at any Allpoint or M&T Bank ATM machine, where you first 6 transactions a month are surcharge free.

Visa Check Cards

Visa check cards are most often used in the place of writing a check. There is no need to carry cash; it works just like a credit card. The funds are taken directly from your checking account for purchases or cash withdrawals from an ATM machine. The Visa check card may be used in conjunction with overdraft protection so you never have to worry about the cost and inconvenience of bouncing a check. Since the card carries the Visa logo, it is accepted worldwide.