Joint Account Payable to Either or the Survivor(s). The undersigned hereby agree to the Bylaws, Rules and Regulations of the Amherst Federal Credit Union and acknowledge receipt of Availability of Funds and Truth-in-Savings Notices. I / We hereby authorize this Institution to obtain consumer reports from consumer reporting agencies in connection with this account.
To help the government fight the funding of terrorism and money laundering activities, Federal Law requires us to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask your name, address, date of birth and other information that will allow us to identify you. We will ask to see your driver’s license or other identifying documents.
Under penalties of perjury, I certify that:
You must cross out item 2 above if you have been notified by the IRS that you are currently subject to backup withholding because you have failed to report all interest and dividends on your tax return for real estate transactions, item 2 does not apply. For mortgage interest paid, acquisition or abandonment of secured property, cancellation of debt, contributions to an individual retirement arrangement (IRA), and generally, payments other than interest and dividends, your are not required to sign the Certification, but you must provide your correct TIN.