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I authorize the Amherst Federal Credit Union (1) to make whatever credit inquiries that it deems necessary in connection with this credit application or in the course of review of collection of any credit extended in reliance to this application, and (2) to disclose credit information to third parties who may lawfully receive such information concerning my repayment of the credit extended in reliance on this application. I authorize and instruct any person or consumer reporting agency to compile and furnish to the Amherst Federal Credit Union any information that it may have or obtain in response to such credit inquiries and agree to such information, along with this application, shall remain the Amherst Federal Credit Union's property whether or not credit is extended. I agree to abide by Amherst Federal Credit Union's terms and conditions governing Visa®, when received with the requested card.
All information set forth in this application is declared to be a true representation of the facts, made for the purpose of obtaining the credit card requested, and any willful misrepresentation on this application could result in a criminal action.