Visa® Credit Cards

A Credit Union Visa® Credit Card gives you a convenient way to make purchases at more than five million places and get emergency cash from thousands of locations worldwide. Record keeping is easy with a monthly Visa® account statement.

Visa® Platinum Credit Card

The Visa Platinum Card offers a low fixed rate with no annual fee. Use this card for purchases and cash advances world-wide. Arrange for automatic monthly payment from your Credit Union account with Direct Deposit or payroll deduction. Click here for online or printable applications.

Rate: 8.95% Fixed APR*
Term: Open-ended line of credit
Minimum Payment: 3% of balance due
Minimum Credit Line: $5,000.00 (not all members will qualify)
Maximum Credit Line: Variable, subject to credit approval

Visa® Classic Credit Card

For members who prefer a smaller credit line, our Visa Classic Credit Card also offers a fixed rate with no annual fee. Use this card for purchases and cash advances world-wide. Arrange for automatic monthly payment from your Credit Union account with Direct Deposit or payroll deduction. Click here for online or printable applications.

Rate: 12.90% Fixed APR*
Term: Open-ended line of credit
Minimum Payment: 3% of balance due
Maximum Credit Line: Variable, subject to credit approval

Introducing our Student Visa® Credit Card

Begin establishing your good credit rating with the Amherst FCU Student Visa credit card.  Available for college student ages 18-25, our Student Visa gives you the same great benefits as our Visa Classic credit card with the added advantages of a low fixed rate that keeps monthly payments easy to manage. Click here for online or printable applications.

Rate: 12.90%  Fixed APR*
Term: Open-ended line of credit
Minimum Payment: 3% of balance due
Maximum Credit Line: $1,000, subject to credit approval

Scorecard Rewards Program

Every card holder is automatically enrolled in the Scorecard Program where you can earn valuable rewards. Receive one point for every dollar spent. Redeem your points to earn all kinds of wonderful gifts including your choice of merchandise or travel rewards.

Current cardholders: Click here for more information on this great benefit. You can even redeem your points on the site.

Please note that Scorecard Bonus points are not earned for balance transfers.

Balance Transfers

Once approved for one of our Visa® Credit Card products, you are able to transfer balances held at other financial institutions or stores at no charge. This is especially attractive during our Visa Platinum Balance Transfer promotions, during which you may transfer balances held elsewhere onto your new AFCU Visa® at a lower interest rate until the balance is paid off in full.

Verified by Visa®

We are proud to participate in the Verified by Visa Program – a free service that gives you password protection when you shop online. Click here for more information.

Manage Your Account Online

It’s safe! It’s free! It’s easy! Review you account information, track spending, set alert notifications, download files, pay bills and much more… Simply go to eZcardInfo.com to learn more about this service and to sign up.

*APR represents Annual Percentage Rate. All loans subject to approval, rates may vary from those listed based on term and credit qualifications. Other rates and terms available. Special promotional rates may apply. Please call the Loan Department for details.