Loan Rates

Loan interest rates effective as of July 1, 2016.

Loan Type APR*
New Autos as low as 2.74%
Used Autos as low as 3.24%
Recreational Vehicles as low as 7.24%
Classic Vehicles as low as 5.24%
Share Secured Loans 1.00% lower than our lowest loan rate
Unsecured Loans as low as 7.24%
First Mortgages call for rates
Mini Equity Fixed Rate Line of Credit 7.00%
Home Equity Variable Rate Line of Credit** as low as prime, or prime + 2%
Home Equity Fixed Rate Line of Credit 7.25%
Visa® Classic (max $5,000.00) 12.90%
Visa® Platinum (max $15,000.00) 8.95%

* APR represents Annual Percentage Rate. All loans subject to approval, rates may vary from those listed based on term and credit qualifications. Other rates and terms available. Special promotional rates may apply. Please call the Loan Department for details.

** Prime rate is 4.75% effective 3/01/18 as published in the Wall Street Journal. The maximum ANNUAL PERCENTAGE RATE that can apply is 18% or the maximum permitted by law, whichever is less. You must pay certain fees to third parties to open the plan. These fees generally total between $300.00 and $1,800.00. If you ask, we will provide you with an itemization of the fees you will have to pay third parties.