Balancing Your Financial Journey


At AFCU, we're all about keeping your financial journey on the right track. We know it can feel overwhelming with the rising loan rates, but we've got some great news to share. Our Board of Directors recently made a fantastic decision to increase dividend rates on Share/Savings accounts and Club accounts to an impressive 0.50% APY. It's our way of giving back to our awesome members and helping you navigate the ever-changing financial world with confidence.

  • Higher Dividends for Share/Savings Accounts: Your savings are important to us, and we're here to help you make the most of them. That's why we've hiked the dividend rates on all Share/Savings accounts to 0.50% APY. It's a win-win situation – you can watch your savings grow while enjoying the peace of mind that comes with being a part of the AFCU family.
  • Competitive Rates on 1-Year Term CDs: We've also got some exciting news about our 1-year term Certificates of Deposit (CDs). We're offering competitive rates at 0.75% APY. It's an excellent opportunity to put your money to work and achieve your short-term and long-term financial goals. With our CDs, you'll feel confident about your investments and enjoy some sweet returns.
  • Our Commitment to You: We've got your back, no doubt about it. As the Federal Reserve keeps raising Prime Rate, we want you to know that we're here to minimize its impact on your financial journey. Our Board of Directors made this move to show our commitment to your financial well-being. We're in this together, and we're determined to make your financial experience as smooth and rewarding as possible.

At AFCU, we're all about helping you achieve financial success and finding that perfect balance. With our increased dividend rates on Share/Savings accounts and competitive loan rates, we're here to support you on your financial journey. Trust us to keep your finances in check as we navigate through the twists and turns of the financial world, together.

Remember, your goals are within reach at Amherst Federal Credit Union. Join us today and experience the benefits of balanced financial growth.


Become a member (and owner) by completing a brief membership form at the Amherst FCU office, 6470 Main Street, Suite 5, Amherst NY 14221. All you need is your photo ID & $6.00! Be sure to bring your most recent pay stubs to accompany your loan application.

*APY represents Annual Percentage Yield. Amherst FCU membership required to process application. All applications are subject to approval. Interest rates are based on loan term and credit qualifications. Please call AFCU at 634-3881 for details..