(716) 634-3881      6470 Main Street, Suite 5 Amherst, NY 14221

Current Promotions

Visa Platinum Balance Transfer

visa balance transfer

During the months of January and February, transfer your active card balances onto the Amherst FCU Visa Platinum Credit Card at the low rate of 4.95% APR! You keep this rate until you pay off the transferred balances, and all new purchases are at our fixed rate of 8.95% APR.

Learn more!

Holiday Loan Sale!

auto loan sale

This time of year things can get stressful buying gifts, planning trips, and covering all kinds of holiday expenses. We know it can be tough, so we're here to help you out! For the months of November and December all personal loans are 1.00% off! Rates are as low as 6.24% APR, and we're happy to help lighten to load.

Extended through January!. Rates are based on credit rating and loan term and are subject to change. If you have any questions please call 716-634-3881.

Apply now!

Become a Member

Become a member (and owner) by completing a brief membership form at the Amherst FCU office, 6470 Main Street, Suite 5, Amherst NY 14221. All you need is your photo ID & $6.00! Be sure to bring your most recent pay stubs to accompany your loan application.

Amherst FCU proudly participates in the Thank a Vet discount program through the Erie County Clerk’s Office, offering additional discounts off of the applicant’s qualifying rate for any personal loan or new/used auto loan held elsewhere. The program-issued photo I.D. card must be presented. For more information please visit the Thank a Vet program website.

*APR represents Annual Percentage Rate. Amherst FCU membership required to process application. All applications are subject to approval. Interest rates are based on loan term and credit qualifications. Promotion valid through December 31, 2016. Please call AFCU at 634-3881 for details.

Pop-Up Deals

How it works: Throughout the year, Amherst Federal Credit Union will have exclusive offers available to our social media followers and those subscribed to our email list. Pop-Up Deals will have various methods of redemption, as well as a different reward every month. All you have to do to be eligible is be a member and your choice of:

What to look for

On any given day, a tweet, a facebook post, and an email will go out including the ad as well as every thing you need to know about how and when to redeem.

*Note: Pop-Up Deals will only be available online and will only be advertised in the ways mentioned above. These are exclusive, limited time offers for our online community.


Amherst Federal Credit Union members are eligible for this credit union exclusive Sprint offer. Get $100 cash reward with EVERY NEW LINE when you switch to Sprint, and $50 for each existing line. Plus, get a $50 cash loyalty reward every year for every line.

Learn more about Sprint Rewards

Turbo Tax

Save up to $15 on TurboTax, the smarter way to get your taxes done right. File your taxes the smarter way and save! TurboTax® translates taxes into simple questions about your life, so you don’t need tax knowledge – or an appointment – to get your taxes done right.

  • Get your maximum refund. TurboTax searches over 350 deductions and credits to make sure you get your biggest possible refund, guaranteed.
  • Be sure nothing gets missed. TurboTax CompleteCheck™ reviews every detail in your return, walks you through any final changes, and gives you the green light to file.
  • You’re never alone. Connect with an expert live, on-screen to get answers when you need them with TurboTax SmartLook™. Amherst Federal Credit Union members can get up to $15 off TurboTax federal products. Get started today and save!

State filing charges apply. Limited time offer for TurboTax 2016. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Other parties’ trademarks or service marks are the property of their respective owners. Visit TurboTax for product guarantees and other important information.