Transparent Savings – Special CD Savings Rate

AFCU is introducing a new Term Share Certificate promotion we like to call “Transparent Savings.” Valid through March 31, 2023, new and existing members can open new Certificates for amounts between $1,000-$5,000 at a fixed rate of 0.50%APY and a term of 18 months. The only stipulation; it must be “new money,” meaning funds not currently in an account at Amherst Federal Credit Union.

Once the 18 month term is up, members may decide whether they’d like to renew the Certificate with our standard 12 month rate or if they’d like to cash out.

Learn more by clicking here!

Visa Balance Transfer Special– Transfer rate as low as 6.95% APR

To begin 2023, we will be running a Visa Balance Transfer special. From January 1st through February 28th, qualifying members can transfer balances from their existing credit cards (including store cards) onto one of our AFCU Visa Credit Cards.

We have a couple options. There is the Visa Platinum card which can accommodate balances up to $15,000, and that has a special transfer rate of 6.95% APR during this sale. We also offer our Visa Classic card, which can accommodate balances up to $5,000, and has a special transfer rate of 9.90% APR.

If you have any questions or would like some more information, please feel free to contact us at 716-634-3881 and ask to speak to a loan officer.

Apply now online by clicking here!

Become a Member

Become a member (and owner) by completing a brief membership form at the Amherst FCU office, 6470 Main Street, Suite 5, Amherst NY 14221. All you need is your photo ID & $6.00! Be sure to bring your most recent pay stubs to accompany your loan application.

Amherst FCU proudly participates in the Thank a Vet discount program through the Erie County Clerk’s Office, offering additional discounts off of the applicant’s qualifying rate for any personal loan or new/used auto loan held elsewhere. The program-issued photo I.D. card must be presented. For more information please visit the Thank a Vet program website.


Amherst Federal Credit Union members are eligible for this credit union exclusive Sprint offer. Get $100 cash reward with EVERY NEW LINE when you switch to Sprint, and $50 for each existing line. Plus, get a $50 cash loyalty reward every year for every line.

Learn more

Turbo Tax

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State filing charges apply. Limited time offer for TurboTax 2016. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Other parties’ trademarks or service marks are the property of their respective owners. Visit TurboTax for product guarantees and other important information.