Home Equity Line of Credit Sale – as low as 6.50% APR


Have you ever had your home appraised? It may be worth more than you think (especially with current market trends) and the value in your home can be a key asset in your financial journey! Have things been piling up on your To-Do List? The equity in your home can help with you with Debt Consolidation, Home Renovations, Tuition Costs, Medical Bills, and much more!

From April 1st - May 31st, we are discounting all new Home Equity Lines of Credit by 1.50% APR off! That means fixed rates as low as 6.75% APR, and a variable rate of 6.50% APR (and trending in the right direction).

Your credit score won't affect the rate either, meaning our HELOCs can be helpful when times are tough. There’s also no application fees, no closing costs, and we’ll even pay for the appraisal as long as you complete the process and keep the line of credit open for at least 3 years.

We refinance as well, so if you have a Home Equity Loan with another financial institution and want to get in on our lower rates, we are happy to help.

This sale is only available for a limited time, April 1, 2025 – May 31, 2025, so make sure you apply before then to take advantage of these low rates.
Give us a call at 716-634-3881 to talk to a loan officer and get the process started!

Click Here to Print the Application!

Become a Member

Become a member (and owner) by completing a brief membership form at the Amherst FCU office, 6470 Main Street, Suite 5, Amherst NY 14221. All you need is your photo ID & $6.00! Be sure to bring your most recent pay stubs to accompany your loan application.