Visa Balance Transfer – Have you checked your rate?


This September, we will be running a Visa Balance Transfer special. Valid September 1st through September 30th, qualifying members can transfer balances from their existing credit cards (including store cards) onto one of our AFCU Visa Credit Cards.

We have a options for everyone. There is the Visa Platinum card which can accommodate balances up to $15,000, and that has a special transfer rate of 6.95% APR during this sale. We also offer our Visa Classic card, which can accommodate balances up to $5,000, and has a special transfer rate of 9.90% APR.

If you have any questions or would like some more information, please feel free to contact us at 716-634-3881 and ask to speak to a loan officer.


Apply now online by clicking here!

Hot Summer Savings


We’ve extended our Certificate of Deposit promotion to last all summer longer!

  • Fixed rate of 2.00% APY
  • 6 month term
  • Amounts of $500 - $7,000
  • Early withdrawal fee ($75)
  • Offer extended through 9/30/23

Renewal rate to be determined at time of renewal.


Learn more by clicking here!

Become a Member

Become a member (and owner) by completing a brief membership form at the Amherst FCU office, 6470 Main Street, Suite 5, Amherst NY 14221. All you need is your photo ID & $6.00! Be sure to bring your most recent pay stubs to accompany your loan application.

Amherst FCU proudly participates in the Thank a Vet discount program through the Erie County Clerk’s Office, offering additional discounts off of the applicant’s qualifying rate for any personal loan or new/used auto loan held elsewhere. The program-issued photo I.D. card must be presented. For more information please visit the Thank a Vet program website.