Visa Balance Transfer – Low Fixed Rates!


August 1st, 2025 through September 30th, 2025, members can transfer credit card balances from other lenders onto our Visa Platinum credit card at just 6.95% APR. New purchases are fixed at only 8.95% APR.

Not sure you'll qualify for our Platinum card or just don't want too high of a credit limit? Apply for our Visa Classic credit card instead and transfer balances at 9.90% APR, with new purchases fixed at 12.90% APR.

Click here to apply now!

Loan Coupons – Leave a review for lower rates!


Earn a 0.25% APR* off Loan Coupon! How? Just leave us a Google review! It’s that simple. We want your honest feedback, so there is no requirement for a certain star rating to receive the coupon either.


Click here to learn more!

Become a Member

Become a member (and owner) by completing a brief membership form at the Amherst FCU office, 6470 Main Street, Suite 5, Amherst NY 14221. All you need is your photo ID & $6.00! Be sure to bring your most recent pay stubs to accompany your loan application.