Personal Loan Sale
All Rates 1.50% APR Off!


These days summer fun can be quite expensive. Luckily, we’re here to help lighten the load! For the month of June, we’re dropping our Personal Loan rates by 1.50% APR, which means rates as low as 8.24% APR. Our lowest unsecured rates since December 2022.

Click here to apply now!

Youth Account Deposit Match
Up to $25 for qualifying accounts


These days summer fun can be quite expensive. Luckily, we’re here to help lighten the load! For the month of June, we’re dropping our Personal Loan rates by 1.50% APR, which means rates as low as 8.24% APR. Our lowest unsecured rates since December 2022.

Click here for full terms & conditions

Loan Coupons – Leave a review for lower rates!


Earn a 0.25% APR* off Loan Coupon! How? Just leave us a Google review! It’s that simple. We want your honest feedback, so there is no requirement for a certain star rating to receive the coupon either.


Click here to learn more!

Become a Member

Become a member (and owner) by completing a brief membership form at the Amherst FCU office, 6470 Main Street, Suite 5, Amherst NY 14221. All you need is your photo ID & $6.00! Be sure to bring your most recent pay stubs to accompany your loan application.