Visa Balance Transfer – Low Fixed Rates!
August 1st, 2025 through September 30th, 2025, members can transfer credit card balances from other lenders onto our Visa Platinum credit card at just 6.95% APR. New purchases are fixed at only 8.95% APR.
Not sure you'll qualify for our Platinum card or just don't want too high of a credit limit? Apply for our Visa Classic credit card instead and transfer balances at 9.90% APR, with new purchases fixed at 12.90% APR.
Click here to apply now!Loan Coupons – Leave a review for lower rates!
Earn a 0.25% APR* off Loan Coupon! How? Just leave us a Google review! It’s that simple. We want your honest feedback, so there is no requirement for a certain star rating to receive the coupon either.
Click here to learn more!
Member Exclusive: Get 20% Off Trust & Will Estate Planning
Your financial wellness is our number one priority. That’s why we partnered with Trust & Will and Love My Credit Union Rewards to provide exclusive savings on estate planning. Get 20% off any estate plan just for being a Amherst Federal Credit Union member.
Trust & Will is the leading Estate Planning platform offering:
- Convenient, easy-to-use online platform
- Legally binding documents customized to fit your needs
- Best-in-class, top-rated member support
- Fast estate planning – plans can be completed in 30 minutes
- Wills start at just $159 with member discount
Working on building your credit before you apply for something big like a new car or mortgage? If you rent, you can now have your current and past rental payments added to your credit report to help increase your score. This is where Rental Kharma comes in. They collect and report your past and ongoing rental payments to the credit bureaus on your behalf, which can increase your credit scores in a hurry. Best of all, Amherst FCU members get a 30% discount off the already low Rental Kharma monthly fee. Good renters deserve good credit so visit Rental Kharma today!
Become a Member
Become a member (and owner) by completing a brief membership form at the Amherst FCU office, 6470 Main Street, Suite 5, Amherst NY 14221. All you need is your photo ID & $6.00! Be sure to bring your most recent pay stubs to accompany your loan application.