Holiday Loan Sale!


Expenses adding up this holiday season? Let us help ease the burden. We’re extending our Personal Loan Sale through December 31, 2025, meaning rates remain 1.50% APR off with rates as low as 7.74% APR.

Personal loans can be used for almost anything! Other than paying for stacking holiday costs, you can consolidate debt by paying off higher rate loans and credit cards, cover unexpected medical or veterinary bills, pay for home improvement and appliance upgrades, tackle education expenses, help pay for a wedding or honeymoon, or even treat yourself with a vacation that you can repay over time.

If you would like a rate quote, payment calculation, or any additional information please call our office at 716-634-3881.

APPLY NOW!

If you are viewing this page after the promotional period has ended, click here to view our current rates.

View Current Rates!

Become a member (and owner) by completing a brief membership form at the Amherst FCU office, 6470 Main Street, Suite 5, Amherst NY 14221. All you need is your photo ID & $6.00! Be sure to bring your most recent pay stubs to accompany your loan application.

*APR represents Annual Percentage Rate. Amherst FCU membership required to process application. All applications are subject to approval. Interest rates are based on loan term and credit qualifications. Promotion valid through December 31, 2025. Please call AFCU at 634-3881 for details.