Keep your money local and guarantee returns on your investment. Open a new Term Share Certificate account this tax season and enjoy all the benefits of high yield savings with none of the hassle. Lock in a 6 or 12 month term at a competitive fixed rate of 3.50% APY with your local credit union. Offer valid February 1, 2026 – March 31, 2026.
There are no hidden terms or special qualifications, meaning you get the same deal no matter how much you deposit.
The interest rate is guaranteed for the term of the deposit, and interest accrues quarterly. Like all Credit Union deposits, our Certificates are insured by NCUA through the NCUSIF, an agency of the federal government.
Renewal rate and terms are to be determined at time of renewal.
If you have any questions or would like to get started, stop into our office, or give us a call at 716-634-3881.
If you are viewing this page after the promotional period has ended, click here to view our current rates.
View RatesBecome a member (and owner) by completing a brief membership form at the Amherst FCU office, 6470 Main Street, Suite 5, Amherst NY 14221. All you need is your photo ID & $6.00! Be sure to bring your most recent pay stubs to accompany your loan application.
*APR represents Annual Percentage Rate. Amherst FCU membership required to process application. All applications are subject to approval. Interest rates are based on loan term and credit qualifications. Promotion valid through March 31, 2026. Please call AFCU at 634-3881 for details.