Visa Balance Transfer Special – Rates as low as 6.95% APR


Has your credit card rate gone up? Not all cards are the same, and some cards without fixed rates may have gone up without you realizing! You might be paying more than necessary in interest, and we may be able to help.

This fall, we will be running a Visa Balance Transfer special. From October 8th through October 31st, qualifying members can transfer balances from their existing credit cards (including store cards) onto one of our AFCU Visa Credit Cards.

We have multiple options. There is the Visa Platinum card which can accommodate balances up to $15,000, and that has a special transfer rate of 6.95% APR during this sale. New purchases for the Visa Platinum card are at a fixed rate of 8.95% APR. We also offer our Visa Classic card, which can accommodate balances up to $5,000, and has a special transfer rate of 9.90% APR. New purchases for the Visa Classic card are at a fixed rate of 12.90% APR.

If you have any questions or would like some more information, please feel free to contact us at 716-634-3881 and ask to speak to a loan officer.


Apply now online by clicking here!

Become a Member

Become a member (and owner) by completing a brief membership form at the Amherst FCU office, 6470 Main Street, Suite 5, Amherst NY 14221. All you need is your photo ID & $6.00! Be sure to bring your most recent pay stubs to accompany your loan application.

*APR represents Annual Percentage Rate. Amherst FCU membership required to process application. All applications are subject to approval. Interest rates are based on loan term and credit qualifications. Promotion valid through October 31, 2024. Please call AFCU at 634-3881 for details.