Find yourself swimming in credit card debt as summer wraps up? Let us lend you a hand.
August 1st, 2025 through September 30th, 2025, members can transfer credit card balances from other lenders onto our Visa Platinum credit card at just 6.95% APR. New purchases are fixed at only 8.95% APR.
Not sure you'll qualify for our Platinum card or just don't want too high of a credit limit? Apply for our Visa Classic credit card instead and transfer balances at 9.90% APR, with new purchases fixed at 12.90% APR.
Already have an AFCU credit card and in need of a cash advance? These promotional rates apply to those as well!
Plus, members earn Scorecard Rewards Points with every new purchase on all of our Visa credit cards, 1 point earned for every $1.00 spent on qualifying transactions. Check out our article on “ezCard” on our “Tips” page to learn more about how to access your Visa account online.
Don’t let high interest and monthly minimums eat into your hard-earned savings. This sale is only available for a limited time, so make sure you apply in that timeframe to take advantage of these low rates.
If you are viewing this page after the promotional period has ended, click here to view our current rates.
Current RatesBecome a member (and owner) by completing a brief membership form at the Amherst FCU office, 6470 Main Street, Suite 5, Amherst NY 14221. All you need is your photo ID & $6.00! Be sure to bring your most recent pay stubs to accompany your loan application.
*APR represents Annual Percentage Rate. Amherst FCU membership required to process application. All applications are subject to approval. Interest rates are based on loan term and credit qualifications. Promotion valid through September 30, 2025. Please call AFCU at 634-3881 for details.