Back to School Personal Loan Sale!


This back to school season comes with a lot of changes and you need to be prepared! Whether it's books, a new computer, art supplies, or everything in between AFCU has you covered. Now thru September 30th , AFCU is dropping all Personal Loan rates by 1.00% APR! This means rates as low as 5.99% APR!


Apply now online by clicking here!

These low rates are available through September 30, 2020! Get the process started by completing an online application, or call us 716-634-3881 to inquire further with a loan officer.


Become a Member

Become a member (and owner) by completing a brief membership form at the Amherst FCU office, 6470 Main Street, Suite 5, Amherst NY 14221. All you need is your photo ID & $6.00! Be sure to bring your most recent pay stubs to accompany your loan application.

*APR represents Annual Percentage Rate. Amherst FCU membership required to process application. All applications are subject to approval. Interest rates are based on loan term and credit qualifications. Promotion valid through September 30, 2020. Please call AFCU at 634-3881 for details.