Here it is! Our most anticipated loan sale of the year. For one week only, take advantage of discounted rates on multiple lending services! Take a look at what we’re offering, there’s plenty of options to help consolidate debt. We’ve got something for everyone! These offers are valid November 20, 2023 through November 27, 2023.

Visa Credit Card Balance Transfer:

Has your credit card rate gone up? Not all cards are the same, and some cards without fixed rates may have gone up without you realizing! You might be paying more than necessary in interest, and we may be able to help.

We have a options for everyone! First, we offer the Visa Platinum card, which can accommodate balances up to $15,000, and that has a special transfer rate of 6.95% APR during this sale. We also offer our Visa Classic card, which can accommodate balances up to $5,000, and has a special transfer rate of 9.90% APR.

We’ll even make your first payment up to $50.00!


Personal Loans:

  • $5,000 – 10.00% APR – 5 Years
  • Works out to at least 1.94% APR off our regular rates
  • We will make your first payment up to $50.00
  • Credit qualifications apply


Apply now or contact us at 716-634-3881 and ask to speak to a loan officer to get started.

Become a Member

Become a member (and owner) by completing a brief membership form at the Amherst FCU office, 6470 Main Street, Suite 5, Amherst NY 14221. All you need is your photo ID & $6.00! Be sure to bring your most recent pay stubs to accompany your loan application.

*APR represents Annual Percentage Rate. Amherst FCU membership required to process application. All applications are subject to approval. Interest rates are based on loan term and credit qualifications. Promotion valid through November 27, 2023. Please call AFCU at 634-3881 for details.