Credit Card Balance Transfer
From September 1, 2026 through September 30, 2026, transfer balances from credit cards with other lenders to an Amherst FCU Visa Platinum Credit Card at 6.95% APR! Because better should be standard.
Pay off high-interest cards by transferring the balance to Amherst Federal Credit Union’s low, fixed rate Visa Platinum Credit Card. Stop paying more interest than you need to!
Visa Platinum Credit Card Details:
- Rate: 8.95% Fixed APR*
- Term: Open-ended line of credit
- Minimum Payment: 3% of balance due
- Minimum Credit Line: $1,000.00
- Maximum Credit Line: $15,000 (subject to credit approval)
- No application fee
- No annual fees
- Earn ScoreCard Rewards Points with every qualifying purchase
Transfer Special Details:
- Transferred balances during promotion fixed at 6.95% APR*
- No transfer fees
- Cash advances during promotion fixed at 6.95% APR*
- Offer valid to new and existing cardholders
- Higher rate balances are paid first when making payments toward your Visa Platinum Credit Card
Current cardholders interested in performing a balance transfer or cash advance at this promotional rate must contact our office at 716-634-3881 to make an appointment.
If you do not currently have an Amherst FCU Visa Platinum Credit Card, you must first apply for the credit card. Once your application has been approved and your new card received, you may make an appointment to perform a balance transfer.
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* Credit and income qualifications factor into maximum credit limit.
Become a member (and owner) by completing a brief membership form at the Amherst FCU office, 6470 Main Street, Suite 5, Amherst NY 14221. All you need is your photo ID & $6.00! Be sure to bring your most recent pay stubs to accompany your credit application. *APR represents Annual Percentage Rate. Amherst FCU membership required to process application. All applications are subject to approval. Interest rates are based on loan term and credit qualifications. Promotion valid through September 30, 2026. Please call AFCU at 634-3881 for details.