About Us
Serving the Town of Amherst and the surrounding communities since 1947
Amherst Federal Credit Union was established in 1947 by educators as Amherst Teacher’s Federal Credit Union, serving employees from 46 original sponsor groups and their families. As our community grew, so did we — welcoming non-education sponsor groups in 2003 and adopting our current name: Amherst Federal Credit Union.
In 2012, a community charter opened membership to anyone who lives, works, worships, attends school, or operates a business in the Towns of Amherst, Cheektowaga, West Seneca, or the Village of Depew in Erie County, New York — and their families.
Amherst Federal Credit Union has served Amherst, NY and Western New York since 1947, offering a more personal, member-first banking experience. As a small, local team, we provide consistent, easy-to-reach service—you’ll work with the same people who know you and your goals. We offer checking, savings, auto loans, mortgages, and more with lower fees, competitive rates, and flexible, member-friendly terms. With online banking, free bill pay, and surcharge-free ATMs, Amherst FCU combines modern convenience with trusted local service to help you grow financially.
Amherst Federal Credit Union is committed to providing a wide range of services specifically to serve the diverse needs of the community in Amherst, NY and the greater Buffalo, NY area. We offer financial solutions that cater to everyone, whether you are a college student pursuing your education or a local business owner trying to expand your operations. Our philosophy centers around the importance of personalized banking plans that are aimed at helping you achieve your individual financial aspirations.
If you are a first-time homebuyer looking to purchase your dream house, or if you are searching for flexible loan options that come with competitive interest rates, we have a variety of services that can assist you. Our primary focus is to understand and address your specific needs as you prepare for your financial future. We invite you to explore the full range of our , which are designed to empower you and support you on your financial journey. Start taking the steps towards a better financial outlook with us today!
It is the mission of Amherst Federal Credit Union to provide its member owners with personal service, consumer education, and competitive financial rates while remaining fiscally sound and secure.