Auto Loans
Low rates and competitive terms for new and used auto, motorcycle & recreational vehicle
There are no application fees! Please call the credit union at (716) 634-3881 if you have any questions about our loan products.
How to: Private Sale Auto Loans
New & Used Auto Loans
Searching for just the right vehicle can be extremely time consuming. Don’t waste additional time searching for a place to finance your loan. Our rates are competitive and we can often match or beat most dealers’ rates. The loan application process is quick and convenient, and the service you’ll receive is friendly and efficient. We finance both new and used vehicles.
Motorcycle Loans
New and used motorcycle loans work just like new and used auto loans, and they come with the same competitive rates and terms.
Lease Buyouts and Refinancing Auto Loans
Transfer your vehicle loan from any other lender to take advantage of our low rates. This is especially attractive during our Auto Loan Sales, typically offered multiple times a year, featuring rate discounts and special bonuses on top of our already competitive loan terms.
Recreational Vehicle Loans
The credit union also offers financing for boats, RVs, travel trailers, jet skis, and snowmobiles at competitive rates. Let us help you finance your dream vehicle!
Thank a Vet Discount Program
AFCU participates in the Thank a Vet discount program through the Erie County Clerk’s Office. AFCU offers ½% discount off of the applicant’s qualifying rate for any personal loan or new/used auto loan held elsewhere. The program-issued photo I.D. card must be presented. For more information please visit the Thank a Vet program website. All applications subject to approval.