ATM Access
Surcharge and Surcharge-Free Locations
ATM at Daemen College
We have installed an ATM in the Athletic Center at Daemen College for members to use without fees. This ATM has been made possible, in part, by a grant from the New York Credit Union Foundation.
Surcharges and Transaction Fees
Surcharges are sent by the owner of the ATM and are normally taken as part of the withdrawal from your account. Each card receives 6 free PIN uses per month. Additional PIN uses receive a $1 fee per use charged at the end of the month.
Surcharge Free ATM Locations
Use your Debit Card or ATM card for withdrawals from your savings or checking account with the credit union. Your first 6 transactions a month are surcharge free at any Allpoint or M&T Bank ATM. Please keep in mind that there may be transaction fees and/or surcharge fees that apply to out of network ATM transactions. Check out Allpoint’s online ATM locator to find ATMs on the go!
ATM Cards
ATM service is available for withdrawals from Shares (Savings) Accounts and Share Draft (Checking) Accounts. Enjoy fee-less withdrawals from our ATM network including M&T and Allpoint ATMs.
Visa® Debit Cards
Visa® debit cards work just like a credit card only the funds are taken directly from your checking account. Use your debit card for purchases or cash withdrawals from an ATM. The Visa® debit card may be used in conjunction with Overdraft Protection so you never have to worry about the cost and inconvenience of bouncing a check. Since the card carries the Visa® logo, it is accepted worldwide.