Tips and Tricks

Amherst Federal Credit Union is dedicated to equipping our members with the tools and resources to make the most of their membership. Use this page to educate yourself about the evolving world of personal banking, obtain valuable information to help keep your accounts secure, learn about the various products and services the AFCU offers, and how to take full advantage of them.

What It Means to Be a Member

If you have a loan, credit card, checking account, or anything else with Amherst FCU, that makes you a member-owner of the credit union. That’s one of the primary differences between us and banks; you’re not just an account number, you’re a shareholder. Here’s what that means for you at AFCU.

What It Means to Be a Member

Cyber Security

You don’t have to be a computer expert to make sure your private information is safe and secure when using your computer, tablet, or smartphone. The internet is full of scammers, hackers, and other nefarious people and businesses. Use these simple tips to stay on top of your cyber security.

Cyber Security

High-Yield Savings

These days high interest savings accounts are a hot topic, and while interest rates aren’t what they used to be it’s important to understand the different types of accounts available to you. Here’s a look at common differences between what you see on TV versus what we offer.

High-Yield Savings

Credit Card Comparison

Most adults have at least one credit card, but did you know not all credit cards work the same? Different creditors and lenders can have different terms and conditions for their credit cards, despite them seeming like similar options. Here’s how our credit cards compare to other common cards.

Credit Card Comparison

Wire Transfers

Have you ever been asked to wire funds to a person or company? Have you ever been offered the option to receive funds via wire transfer? If you’ve never performed a wire transfer, they may seem confusing or intimidating. Here’s everything you need to know about wire transactions with AFCU.

Wire Transfers

Online Banking Tutorial

The Online Banking Tutorial video provides in depth instructions and details on the following; how to enroll, key features including how to perform transfers, and how to view eStatements.

Online Banking Tutorial

Private Sale Auto Loans

While most people typically go shopping at a dealership when buying a car, sometimes it can be easier, cheaper, or less hassle to buy from a private seller. And you might not realize it, but you can still acquire financing for those private vehicle purchases from Amherst FCU. Here’s how it works:

Private Sale Auto Loans

Pre-Approval Process

Did you know that Amherst FCU offers pre-approval for all vehicle loans? That goes for motorcycles, RVs, and boats, as well as new, used, and classic cars. Don’t have one picked out? No problem. We can get you approved for an amount to go car shopping with financing already locked in. Here’s how it works.

Pre-Approval Process

Debit Card Fraud

These days many people prefer card to cash, and while utilizing a debit card as your primary payment method is quick and convenient, there can be some associated risks as well. Use these tips to help prevent debit card fraud, and learn what to do in the event your card is compromised.

Debit Card Fraud

eZCard

Did you know you can manage your Amherst FCU Visa Credit Card account entirely online? It’s safe, easy, and free thanks to ezcardinfo.com. Enjoy these quick tips about eZCard and how to use it with AFCU.

eZCard