Tips and Tricks
Amherst Federal Credit Union is dedicated to equipping our members with the tools and resources to make the most of their membership. Use this page to educate yourself about the evolving world of personal banking, obtain valuable information to help keep your accounts secure, learn about the various products and services the AFCU offers, and how to take full advantage of them.
Debt Consolidation
Nearly everyone accumulates debt somewhere along their financial journey. Other than the big ones, like a car or house, debt can materialize as a credit card balance, medical bills, tuition costs, vacation expenses, and many other forms. When the combined total of all these monthly payments becomes too much to manage, it might be a wise decision to consolidate all that debt into one payment with one lender.
Debt Consolidation
Common HELOC Questions
Many people own homes in which the value of the property exceeds existing mortgage debt. A HELOC, or Home Equity Line of Credit, is a lending product that allows members to borrow from and repay a line of credit with a credit limit determined by the available equity value in their home.
Common HELOC Questions
What It Means to Be a Member
If you have a loan, credit card, checking account, or anything else with Amherst FCU, that makes you a member-owner of the credit union. That’s one of the primary differences between us and banks; you’re not just an account number, you’re a shareholder. Here’s what that means for you at AFCU.
What It Means to Be a Member
Cyber Security
You don’t have to be a computer expert to make sure your private information is safe and secure when using your computer, tablet, or smartphone. The internet is full of scammers, hackers, and other nefarious people and businesses. Use these simple tips to stay on top of your cyber security.
Cyber Security
High-Yield Savings
These days high interest savings accounts are a hot topic, and while interest rates aren’t what they used to be it’s important to understand the different types of accounts available to you. Here’s a look at common differences between what you see on TV versus what we offer.
High-Yield Savings
Credit Card Comparison
Most adults have at least one credit card, but did you know not all credit cards work the same? Different creditors and lenders can have different terms and conditions for their credit cards, despite them seeming like similar options. Here’s how our credit cards compare to other common cards.
Credit Card Comparison
Wire Transfers
Have you ever been asked to wire funds to a person or company? Have you ever been offered the option to receive funds via wire transfer? If you’ve never performed a wire transfer, they may seem confusing or intimidating. Here’s everything you need to know about wire transactions with AFCU.
Wire Transfers
Online Banking Tutorial
The Online Banking Tutorial video provides in depth instructions and details on the following; how to enroll, key features including how to perform transfers, and how to view eStatements.
Online Banking Tutorial
Private Sale Auto Loans
While most people typically go shopping at a dealership when buying a car, sometimes it can be easier, cheaper, or less hassle to buy from a private seller. And you might not realize it, but you can still acquire financing for those private vehicle purchases from Amherst FCU. Here’s how it works:
Private Sale Auto Loans
Pre-Approval Process
Did you know that Amherst FCU offers pre-approval for all vehicle loans? That goes for motorcycles, RVs, and boats, as well as new, used, and classic cars. Don’t have one picked out? No problem. We can get you approved for an amount to go car shopping with financing already locked in. Here’s how it works.
Pre-Approval Process