Personal Loan Sale
Give yourself a break this summer! From June 1, 2026 through June 30, 2026, all new secured and unsecured Personal Loans are discounted 1.25% APR off!
Pay in steps, not all at once. When big expenses pop up unexpectedly, we’re here to help ease the burden. Pay off credit cards and other major expenses and spread the payment out up to 5 years.
Personal Loan Sale Details:
- 1.25% APR off
- Rates as low as 7.74% APR
- Amounts up to $12,000*
- Terms up to 5 years*
- No application fee
Potential Uses:
- Debt consolidation
- Medical/veterinary bills
- Home improvement
- Appliance upgrades
- Education expenses
- Wedding/honeymoon
- Family vacation
- And more!
| Credit Score | 24 months | 36 months | 48 months | 60 months | Limit |
|---|---|---|---|---|---|
| 720-850 | 7.74% APR | 8.24% APR | 8.49% APR | 8.74% APR | $12,000 |
| 690-719 | 8.24% APR | 8.74% APR | 8.99% APR | 9.24% APR | $10,000 |
| 660-689 | 8.74% APR | 9.74% APR | 10.49% APR | 10.74% APR | $9,000 |
| 620-659 | 10.74% APR | 11.24% APR | 11.74% APR | N/A | $3,000 |
| 590-619 | 11.49% APR | 12.74% APR | 13.74% APR | N/A | $2,500 |
| 500-589 | 13.74% APR | 14.24% APR | 14.74% APR | N/A | $1,500 |
If you would like a quote, payment calculation, or any additional information please call our office at 716-634-3881.
This promotion is valid only to current members in good standing at least 6 months at the time of application. Not a member yet? Open a share (savings) account for only $6.00 and establish your membership today for the next sale! We have new promotions nearly every month to help our members save and earn more.
Viewing this page after the promotional period has ended?
Click to view our current loan rates
* Credit and income qualifications factor into maximum funding limit and term lengths.
Become a member (and owner) by completing a brief membership form at the Amherst FCU office, 6470 Main Street, Suite 5, Amherst NY 14221. All you need is your photo ID & $6.00! Be sure to bring your most recent pay stubs to accompany your loan application. *APR represents Annual Percentage Rate. Amherst FCU membership required to process application. All applications are subject to approval. Interest rates are based on loan term and credit qualifications. Promotion valid through June 30, 2026. Please call AFCU at 634-3881 for details.