Personal Loans
Low rates and competitive terms for unsecured personal loans, and share secured loans
There are no application fees! Please call the credit union at (716) 634-3881 if you have any questions about our loan products.
Personal Loans
Personal Loans are available to qualified members for any worthwhile purpose in any amount from $500 to $12,000. Use this kind of loan for a wide variety of expenses such as home improvement, medical or legal expenses, education expenses, debt consolidation or taxes.
Debt Consolidation Loans
Debt Consolidation Loans are available as either a Visa credit card balance transfer, a signature loan, or a home equity fixed-rate loan. Make an appointment with one of our staff members for assistance with the management of your current debts.
Share Secured Loans
Use this low-rate loan to obtain a loan while still keeping your savings account intact. Use your shares or term share certificate to secure your loan.
Other Secured Loans
Loans may be secured by offering other insured, independently appraised, personal property or investments such as stocks, bonds or certified shares in a mutual fund. Call our office to ask for details.
Thank a Vet Discount Program
AFCU participates in the Thank a Vet discount program through the Erie County Clerk’s Office. AFCU offers ½% discount off of the applicant’s qualifying rate for any personal loan or new/used auto loan held elsewhere. The program-issued photo I.D. card must be presented. For more information please visit the Thank a Vet program website. All applications subject to approval.